Title loans

Get Started On Your Title Loan, Now!

To get started on submitting your information for the title loan, please keep the following documents ready.

  • Social Security Card
  • Proof of Clean Title on The Vehicle
  • Government Issued State Driving Licence /ID Proof
  • Proof of Regular Income (Pay Stub or Other Proof)
  • Active Savings or Checking Bank Account Details

Explore well on our website and check if you qualify for a suitable loan with us. Payday loans at certain rates are prohibited by some states in the USA. Final approval is subject to the loan regulations active in your state of residence.

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Advantages Of A Title Loan

  • Title loans are often available to borrowers irrespective of their financial record. Lenders are willing to take the risk due to the involvement of the underlying asset i.e. the car. While lenders will check on your credit history, the car might be the factor that bails you out.
  • Online title loans are well online. Apart from the off-chance that you are called in physically with your car, in majority of the cases, you will be able to complete all the formalities from the comfort of your own home
  • Unlike payday loans, which are for smaller amounts and shorter periods of time, a title loan amount can be much higher due to the involvement of the asset.
  • While traditional pawning means that you need to leave the pawned item with the lender, here you get to go back home in your own car.

What Are Title Loans?

Title loans

Are you currently in need of an urgent cash infusion and the only asset you own is a car? Then a title loan may be just what you need. It’s an intelligent way to leverage your asset and turn into liquid cash. Instant Credit Loans USA brings to you via its lenders- car title loans that are hassle-free and easy to avail

In a car title loan, the lender is legally added as a lien holder to the title of your car until you repay the online title loan. You will still be physically possessing the car and get to use it on a daily basis. The amount of title loan offered depends on the type of car, the year of purchase and the specific model. These factors are used to determine the value of the car and in effect the amount of loan that can be given basis this underlying asset. The approved loan amount is a percentage of the current value of your car.

To avail a title loan on Instant Credit Loans, you need to fill out a basic form which would be used by all lenders. Depending upon the amount required & the repayment term, we would put you in touch with a list of lenders who might lend you an online title loan. The final amount and the terms of payment can be decided between your lender and you.

Go ahead and start the process of connecting with one of our multiple lenders for your title loan, now!

FAQ'S

An Installment Loan gets you the money you need today, with the ability to repay over time. Installment Loans are longer-term personal loans with terms from 3 to 24 months, depending on your state. We offer Installment Loans in both in-store and online in most states.
If you own the title to your vehicle, a Title Loan allows you to borrow money based on its value. Your car is used as collateral for the loan so you can get the money you need immediately, and keep driving your car while you pay back your personal loan. Title Loans are ideal for individuals looking for a fast solution to short-term financial needs.
A Line of Credit is the most convenient, safe and secure way to access money when you need it most. Once you are approved for a certain limit, you can request money up to that total amount. The credit line, or maximum amount of money that can be withdrawn, varies by state, and the funds you request will be deposited directly into your bank account. After your initial approval, there’s no need to reapply. Simply pay back your fees and the money you borrowed, then request to withdraw more money from your Line of Credit whenever you need it.

APR Disclosure:


Instantcreditloansus.com is a third-party aggregator & not a direct lender and therefore will not have say over the annual percentage rate (APR) you will be offered. Prior to loan application, we will provide a representative APR based on data aggregated from multiple lenders. Our APR usually ranges from 5.99% to 35.99% depending on a host of factors. APRs increase proportionately to the repayment terms which is anywhere between 61 days to 180 months. Your actual rate depends on your loan amount, credit score, loan term and credit usage & history. It is agreed upon between you and your lender.

Representative APR Example:


$1,000 loan over a 12-month term would have a total payback amount of $1,134.72, APR 29.82%. Loan amount doesn’t need to be paid at once and can be done in instalments.