The information you submit on the website will be used for connecting you to third-party lenders. The particulars of e-consent are published to make you aware of the possible aspects of your communication and transaction with third-party lenders. In order to offer you with a credit or a loan product, any of the third party lenders on our portal might require your prior consent to you, using electronic signatures, legal disclosures and any other form of communication- all of the mentioned coming under the umbrella of e-consent. The website does not make any guarantees or assurances whatsoever to the kind of communication you might receive from any lender for conducting e-transactions.
As a user, if you would prefer receiving a hard paper copy of a disclosure or document, you are advised to contact your third-party lender directly. The said lender may charge extra for the hard copy and applicable courier charges. Upon submission of signed copies, the lender might store the paper copies with him as per applicable legal requirements.
The scope of this E-Consent spans across all types of interaction & communication between a third-party lender and you on any & every electronic device consisting of but not limited to smart phones, laptops, tablet & similar devices. The lender through an e-consent might process your application & send you communication electronically. Further, any additional disclosures might be provided on the website of the third-party lender.
Before choosing to consent to conducting transactions electronically with a lender, you are advised to ensure you have the necessary software & hardware requirement on your electronic devices. To conduct basic electronic transactions, the following elements are required
1) A personal computer such as a desktop or laptop, a tablet or a secure cellular device capable of connecting to the internet
2) Access to operating a working email account
3) A web browser that can support at least 128 bit encryption such as Chrome, Safari or Firefox
4) Adobe Acrobat or a similar PDF reader
5) Sufficient storage on your computer for file storage or a printer. In case of difficulty in conducting e-transactions due to hardware or software limitations, you are advised to get in touch with your third-party lender with your queries & issues.
Once given, your e-consent basis this document, cannot be withdrawn. In case you withdraw consent in any form, it would not have any negative effect on the validity, legal effectiveness or enforceability of the prior given e-consent. However, once you have paired with any lender and provide any further e-consent as requested by the lender, you may withdraw consent if desired subject to the rules & their acceptance thereof by you. As a borrower, you need to acknowledge that in case you withdraw the e-consent given to third party lenders prior to disbursal of loan, you will be prevented from availing the said loan from the lender due to the absence of a consent.
As a borrower, you are required at all times to keep all third-party lenders updated on changes to your electronic contact information such your email address. You may inform the lender by logging onto their website or sending them an email.
UPON CLICKING ON THE TAB OR ON THE PHRASE “I CONSENT”, YOU ACKNOWLEDGE THAT YOUR ACCEPT OUR TERMS COMPLETELY BY HAVING READ & THOROUGHLY UNDERSTOOD THE INFORMATION ON RECORDS, ON ELECTRONIC SIGNATURES, ON DISCLOSURES AND ON CONDUCTING ELECTRONIC TRANSACTIONS. ADDITIONALLY, YOU CONSENT TO use E-SIGNATURES UPON HAVING ALL THE ELECTRONIC DOCUMENTS REQUIRED AND ARE WILLING TO CONDUCT THE TRANSACTION THEREBY ELECTRONICALLY. FURTHER, IF NEED BE, YOU MIGHT REQUEST FOR PRINTED HARD COPIES OF THE DOCUMENTS FROM THE RESPECTIVE LENDER AT APPLICABLE REASONABLE CHARGES. FINALLY, YOU ACCEPT THAT YOU NEED TO PROVIDE E-CONSENT TO CONDUCT ANY ELECTRONIC TRANSACTION WITH THIRD-PARTY LENDERS AND IN CASE YOU DO NOT GO AHEAD WITH PROVIDING E-CONSENT, THEN IT WOULD IMPLY THAT YOU WILL NOT BE USING E-SIGNATURES NOR WILL BE CONDUCTING ELECTRONIC TRANSACTION IN ANY FORM WHATSOEVER WITH THE SAID LENDER.