INTRODUCTION

Instant Credit Loans US is an online loan marketplace that connects lenders of various loans with prospective borrowers. Kindly ensure that your read the terms of use stated below in its entirety before using this site or submitting any forms. Upon agreement to these terms, it is implied that you are 18 year or older and are accepting these terms as legally binding upon you.


Further, you are encouraged to read the Privacy Policy stated on the website, thoroughly to understand the dynamics of the information shared. It is imperative to understand that certain loans are not allowed in certain states of the US. Final approval by lenders would be subject to the local laws pertaining to your state of residence.


If you do not agree with the below stated terms of use, you are advised to not perform any transactions or submit your information on this website.

TERMS OF USE

The website www.instantcreditloansus.com provides and maintains all content for your information. By accessing and using the site, you accept and agree, without limitation, to the following terms & conditions

Our Service

www.instantcreditloansus.com (referred hereinafter as “website) is not a direct lender nor is it a broker on behalf of lenders or financial institution. It thus has no say in any credit or loan decisions. The website is not involved in lending loans to any borrower (referred hereinafter as "borrower") directly and instead acts as a link between the borrower and the lender (referred hereinafter as "lenders"). When you submit information on www.instantcreditloansus.com, you acknowledge that you are simply using it as a means to get connected to the lenders on our network who might offer you loans of varying amounts. All lending decisions including but not restricted to the loan amount, loan rate and loan term are up to the individual lenders. There might be a possibility that the lenders may not provide the loan amount desired by you and the website does not make any guarantee in this regard.


The website’s revenue streams may include those from advertising done by lenders. This does not mean the website endorses the services or loans offered by those lenders. The website does ensure the availability of a loan or line of credit. It is a platform for connecting borrowers to lenders and is not responsible for the information displayed by lenders or for the contents of their advertisement. The onus of verifying the details of any specific loan product rests with the borrower.


Users of this website are to note that the financial services or loans provided by the lenders on this website network might not suit your needs perfectly. In case of any doubts regarding a particular loan product, you are advised to consult a financial consultant before taking any decisions. The website will not take any responsibility of the loans provided by lenders and of any untoward transactions that occur thereof.


Any communication –electronic and otherwise that implies acknowledging the information you have shared on the website does not imply that your loan request has been accepted nor does it imply the offer of a loan. In case of non-approval by all vendors, the website will not be held accountable for it.


Personal Information

To avail of the networking services provided by this website, you would be required to register and provide your personal information which consists of but will not be restricted to your name, employment details and social security number. These would be used by prospective lenders to assess your application and hence would be passed onto them by the website. This would be governed by the privacy policy of the website. Upon registration, you would be explicitly agreeing to the terms & conditions and underlying privacy policy. The registration is also deemed to be an acknowledgement that any lender may contact you via various modes of communication.

Marketing Communication

On the basis of information shared by you, a prospective lender may reach out via telephone, message or email or any other media. It might also be shared with third party marketing companies by the lenders to advertise their loan products. Additionally, it also implies that you accept that prospective lenders will use your social security number, identity details to run checks on your credit score and also for basic background checks. The website has no contribution to these checks and these are at the sole discretion of the prospective lenders.


Agreement

In case the loan or credit offered by a lender matches your requirements, then the agreement entered into, would be between your lender and you. All contents thereof would have no bearing whatsoever on this the website. The responsibility would lie with the borrower to go through every aspect of the agreement and contact the prospective lender directly in case of any queries.


Proprietary Rights

The ownership of all logos, content, information and any other element hosted on this site belongs to the website and comes under the Intellectual Property Laws of the United States. Mere usage of the website or accepting the stated terms & conditions does not imply ownership in any form. Duplication, copying, reproduction or any other kind of adaption of the content is strictly prohibited and illegal.


Disclaimer on Guarantees

The products and services offered on this site are subject to availability at the time of availing such products and services. They are deemed to be accessed & availed by you at your risk and it is deemed that you have understood that given the nature of ecommerce and internet based business, the nature of a particular product or service can change without any prior intimation. There is no guarantee that a particular credit or service would meet your satisfaction as the website is only connects the borrower or lender and does not offer the product directly. Additionally, any third-party website links or software that are embedded as a part of this website or in the advertisement displayed here, are outside the purview of the website. The website will not guaranty in any which way, the performance of or the correctness of information on these third-party websites.


Limitation of Liability

The website is not responsible for any damage or loss that you might face while using this site, either direct or indirect. This also relieves the website from any consequential or incidental liability.


Indemnification

Upon accepting the terms and condition, you indemnify the website, its owners, any sister concerns, affiliates and employees including directors, agencies & agents, banking partner as harmless. All the entities stated above are not liable in any which way for any untoward incidences or future claims made by you and you fully indemnify them against the same.


Disputes

All disputes arising out of your use of this site, between you and the respective lender is subject the laws of the state in which you file your initial complaint. In case of any dispute, you are advised to submit a formal complaint to the suitable authority or institution to ensure fair resolution as per the federal & state laws.


Implication On Prior Agreements

The contents of these stated terms of use, supersede any prior communication on the website. This also applies on any other information shared either directly or through advertisements of lenders on this website.


Severability

In the case the website is unable to enforce any of the conditions contained in the terms of use, these cannot be taken as waiver of these terms and will in no way reduce the rights of the website to enforce these terms of use at any other point of time.


Headings

All headings and sub-headings used in these terms of use are for elucidating its contains and in no way diminish or alter the meaning of the content under each heading.


Changes in Terms Of Use

It is at the sole discretion of the website whether the website maintains or makes changes in the stated terms & condition without at prior intimation. Your continued used upon these changes will be taken as your acceptance to the altered terms of use.