Fill your complete application and you could have the money by 12:32:36pm

Personal Information

Requested Amount

Email*

First Name*

Last Name *

Date Of Birth *

Primary Phone*

Provide a number where you can be reached by a customer service representative in the event they have a question about your loan request. This will ensure that you get your cash ASAP in the event there is an error on your form.

Secondary Phone*

Best time to Call*

Street Address

Please provide your permanent address. P.O. Boxes are NOT accepted as addresses.

City*

State *

Zipcode*

Employment Information

Months at Address*

Driver license*

Drivers license number*

Your driver's license number (or state I.D.) is used to verify your identity. In the event you do not have either of these numbers, you can also provide the number from your passport or birth certificate.

Are you active military person?*

Are You a HomeOwner?*

Income Type*

Gross Monthly Income*

Employer*

This information is used to verify you are employed. You are not disqualified if you are currently unemployed. If you are retired or on disability, just enter that information in this field.

Job title*

Months Employed*

How Often Are You Paid?

PayDate1*

PayDate2*

Financial Information

ABA/Routing Number*

Bank Name*

Since money will be electronically deposited into your account, this information is required to complete the transfer. Make sure the information you provide is accurate in order to ensure you receive your funds ASAP.

Account Number*

Type of Account*

Direct Deposit

Debit Card

Months with Bank Account

Social Security Number

Lenders use your social security number to verify your identity. It is vital that you enter your valid social security number. Lenders will reject those whose information they can not verify.

Quick Installment Loans For Bad Credit

Quick Cash loans are usually taken when there is an urgent need for cash. It could either be to pay the tuition fees, make an immediate purchase, pay for an emergency, or for the domestic and fiscal utilities. In any of these cases, there will be an issue of time crunches.And most of the times, a person who is looking for a quick loan will not have the time to go through all the complicated paperwork of the banks that take very long time period for loan processing. That is when they choose private money lenders who will provide a quick loan according to the requirements and also have a quick loan processing time and instant approval services.

Need a Quick Loan? Here Is Everything You Need To Know Before Applying For One.

Most lenders provide options to the borrower to choose from a payday loan or an installment loan. A Payday loan involves a smaller loan amount and is typically paid back on the debtor’s next paycheck day, while an installment loan is repaid slowly in smaller amounts. Based on customer reviews, the best probable type of short-term quick cash loans are the installment loans.

Why Choose Installment Loans?

Installment loans provide the chance to take a bigger amount of money on a short-term basis. The borrower can pay back the loan in smaller manageable amounts over a scheduled period of time. Since the borrower is aware of the scheduled amount and the set time period for the loan repayment, the finances can be planned accordingly for the other monthly expenses.

The borrower and the lender can plan together the APR and the repayment schedule according to the amount and financial capabilities of the debtor. Typically, the quick installment loan tenure ranges from a few months to a few years depending on the loan amount and the income levels of the borrower.

Most of the quick installment loans are unsecured loans where there is no need to place any asset or guarantee as a collateral. However, to safeguard their amounts, the lenders tend to apply considerable interest rates to the loan amount in case there is any defaulted repayment.

Effect of Credit Scores

The credit scores are important criteria when a loan has to get processed and approved. Most of the traditional banks do not offer a loan to a borrower who has a flawed credit history. This is because they want to lend their money into reliable hands that will pay them back on time. However, the private money lenders and financing companies will not dig into the credit history of the loan applicants. There are many lenders who will approve quick installment loans for bad credit scores too. This is a boon for people who have a low credit score.

Advantages of Quick Installment loans

Most of the installment loans have interest rates that are comparatively lesser than the other types of short-term loans. Another important characteristic is the approval of quick installment loans for bad credit scores. Also, the quick installment loans are most commonly taken to pay back consolidated debts. Since it is easier to manage one loan rather than taking care of many small repayments, people take a quick installment loan and pay all the other pending debts with that money. They can pay back this installment loan on a scheduled and manageable basis. So, larger amounts of cash can be taken as a quick installment loan which can be repaid over longer periods as installments.

So, provide the necessary documents to a licensed lender and get your quick cash installment loan and wind up the financial emergencies.

Loans

Payday Loans

Running short of cash for the month? Easily available small cash amounts on a short term basis. Apply now!

Installment Loans

Conventional & safe. Access your installment loan & pay back at your own pace. Apply now!

Title Loans

Unlock the financial power of your car. Use it as collateral for the cash you need. Apply now!

Why Choose Instant Credit Loans?

Affordable Interest Rates

We avoid penalizing interest rates and offer rates that are fair & reasonable.

Screened Lenders

We offer loans from screened & verified vendors to ensure your safety & ease of repayment.

High Approval Rates

We understand your need for quick & assured loan approvals & strive towards higher loan approval rates.

FAQ'S

01. What is the loan amount that I can borrow?

The offered loan amount ranges from $100 up to $10,000 for personal loans and from $5000 up to $750,000 for business loans.

02. What is meant by APR?

The full form of APR is Annual Percentage Rate. In the banking & financial industry, this denotes the rate at which you can borrow a particular loan. Usually, APR is high for borrowers with a bad credit history or the borrower is borrowing for a long period of time. APR is also dependent upon individual lenders & the rate at which they prefer to lend.

03. What is the eligibility criteria to apply for a loan?

To be eligible for the loan, you need to:
1) Be at least 18 years old
2) A citizen of the United States of America
3) Have an active bank account
4) Show proof of regular income
5) Have a valid email address
6) Be a resident of a state which allows payday loans at the offered rates

04. How do I pay off my loan?

Depending on the lender, you can mostly pay by an electronic fund transfer to your lender’s bank account. For certain lenders, you might be able to pay via your debit card. Please ask your lender for details.

05. Is there a penalty for foreclosure? Can I pay back early?

Many lenders prefer an early payback given that most of these loans are of small amounts. There is no foreclosure penalty charged, as done by banks & financial institutions.

06. Why should I choose Instant Credit Loans US over other platforms?

Instant Credit Loans is known to provide payday loans, installment loans, title loans and line of credit at affordable rates. Our lenders are carefully screened to protect your interests. Backed by an easy to use platform, we pride ourselves in some of the lowest annual percentage rates (APRs) in the industry.

APR Disclosure:

Instantcreditloansus.com is a third-party aggregator & not a direct lender and therefore will not have say over the annual percentage rate (APR) you will be offered. Prior to loan application, we will provide a representative APR based on data aggregated from multiple lenders. Our APR usually ranges from 5.99% to 35.99% depending on a host of factors. APRs increase proportionately to the repayment terms which is anywhere between 61 days to 180 months. Your actual rate depends on your loan amount, credit score, loan term and credit usage & history. It is agreed upon between you and your lender.

Representative APR Example:

$1,000 loan over a 12-month term would have a total payback amount of $1,134.72, APR 29.82%. Loan amount doesn’t need to be paid at once and can be done in instalments.

Disclaimer:

Instantcreditloansus.com (website) cannot be deemed as a solicitation or offer to lend. This website provides only a service and is not a representative, agent or broker of any lender. It does not charge you or endorse for any loan product. The operators of the website too, are not lenders and do not offer loans of any or nor do they provide credit decisions. The information collected by the website is for the sole purpose of forwarding to our partners on our lender network. You in no circumstances are under an obligation to use the services of this website to either neither contact, initiate nor apply for a loan product or credit with a lender or any service provider. The offered loan amount will range for personal loans from $100 up to $10,000 and for business loans, from $5000 up to $750,000. It should be noted that not all lenders will provide the maximum loan amount and the final amount will depend on many factors. Do note that providing your personal information on this website will not guarantee you a credit or loan product approval. The speed of cash transfer will vary between lenders and will also depend on your bank or financial institution. Not all services and loans by lenders are available in all the states of USA. Some lenders may perform third party credit checks with either of these three credit bureaus i.e. Experian, Trans Union or Equifax. They may also perform alternative credit checks or may refer to alternative consumer reports to arrive at their financing decision. By submitting your loan application request, you accept, agree and authorize that your information would be sent to third-party partners and/or lenders on your behalf and such lenders may then refer to consumer reports and related financial information about you from one or more third party credit scoring or assessment agency.