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Quick Installment Loans For Bad Credit

Quick Cash loans are usually taken when there is an urgent need for cash. It could either be to pay the tuition fees, make an immediate purchase, pay for an emergency, or for the domestic and fiscal utilities. In any of these cases, there will be an issue of time crunches.And most of the times, a person who is looking for a quick loan will not have the time to go through all the complicated paperwork of the banks that take very long time period for loan processing. That is when they choose private money lenders who will provide a quick loan according to the requirements and also have a quick loan processing time and instant approval services.

Quick Installment loans for bad credit

Need a Quick Loan? Here Is Everything You Need To Know Before Applying For One.

Most lenders provide options to the borrower to choose from a payday loan or an installment loan. A Payday loan involves a smaller loan amount and is typically paid back on the debtor’s next paycheck day, while an installment loan is repaid slowly in smaller amounts. Based on customer reviews, the best probable type of short-term quick cash loans are the installment loans.

Why Choose Installment Loans?

Installment loans provide the chance to take a bigger amount of money on a short-term basis. The borrower can pay back the loan in smaller manageable amounts over a scheduled period of time. Since the borrower is aware of the scheduled amount and the set time period for the loan repayment, the finances can be planned accordingly for the other monthly expenses.

The borrower and the lender can plan together the APR and the repayment schedule according to the amount and financial capabilities of the debtor. Typically, the quick installment loan tenure ranges from a few months to a few years depending on the loan amount and the income levels of the borrower.

Most of the quick installment loans are unsecured loans where there is no need to place any asset or guarantee as a collateral. However, to safeguard their amounts, the lenders tend to apply considerable interest rates to the loan amount in case there is any defaulted repayment.

Effect of Credit Scores

The credit scores are important criteria when a loan has to get processed and approved. Most of the traditional banks do not offer a loan to a borrower who has a flawed credit history. This is because they want to lend their money into reliable hands that will pay them back on time. However, the private money lenders and financing companies will not dig into the credit history of the loan applicants. There are many lenders who will approve quick installment loans for bad credit scores too. This is a boon for people who have a low credit score.

Advantages of Quick Installment loans

Most of the installment loans have interest rates that are comparatively lesser than the other types of short-term loans. Another important characteristic is the approval of quick installment loans for bad credit scores. Also, the quick installment loans are most commonly taken to pay back consolidated debts. Since it is easier to manage one loan rather than taking care of many small repayments, people take a quick installment loan and pay all the other pending debts with that money. They can pay back this installment loan on a scheduled and manageable basis. So, larger amounts of cash can be taken as a quick installment loan which can be repaid over longer periods as installments.

So, provide the necessary documents to a licensed lender and get your quick cash installment loan and wind up the financial emergencies.

Loans

Running short of cash for the month? Easily available small cash amounts on a short term basis. Apply now!

Conventional & safe. Access your installment loan & pay back at your own pace. Apply now!

Unlock the financial power of your car. Use it as collateral for the cash you need. Apply now!

Why Choose Instant Credit Loans?

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Affordable Interest Rates

We avoid penalizing interest rates and offer rates that are fair & reasonable.
loans up to

Screened Lenders

We offer loans from screened & verified vendors to ensure your safety & ease of repayment.
lower apr

High Approval Rates

We understand your need for quick & assured loan approvals & strive towards higher loan approval rates.

FAQ'S

The offered loan amount ranges from $100 up to $10,000 for personal loans and from $5000 up to $750,000 for business loans.

The full form of APR is Annual Percentage Rate. In the banking & financial industry, this denotes the rate at which you can borrow a particular loan. Usually, APR is high for borrowers with a bad credit history or the borrower is borrowing for a long period of time. APR is also dependent upon individual lenders & the rate at which they prefer to lend.

To be eligible for the loan, you need to:
1) Be at least 18 years old
2) A citizen of the United States of America
3) Have an active bank account
4) Show proof of regular income
5) Have a valid email address
6) Be a resident of a state which allows payday loans at the offered rates

Depending on the lender, you can mostly pay by an electronic fund transfer to your lender’s bank account. For certain lenders, you might be able to pay via your debit card. Please ask your lender for details.

Many lenders prefer an early payback given that most of these loans are of small amounts. There is no foreclosure penalty charged, as done by banks & financial institutions.

Instant Credit Loans is known to provide payday loans, installment loans, title loans and line of credit at affordable rates. Our lenders are carefully screened to protect your interests. Backed by an easy to use platform, we pride ourselves in some of the lowest annual percentage rates (APRs) in the industry.

APR Disclosure:

Instantcreditloansus.com is a third-party aggregator & not a direct lender and therefore will not have say over the annual percentage rate (APR) you will be offered. Prior to loan application, we will provide a representative APR based on data aggregated from multiple lenders. Our APR usually ranges from 5.99% to 35.99% depending on a host of factors. APRs increase proportionately to the repayment terms which is anywhere between 61 days to 180 months. Your actual rate depends on your loan amount, credit score, loan term and credit usage & history. It is agreed upon between you and your lender.

Representative APR Example:

$1,000 loan over a 12-month term would have a total payback amount of $1,134.72, APR 29.82%. Loan amount doesn’t need to be paid at once and can be done in instalments.