Fill your complete application and you could have the money by 11:28:45am

Personal Information

Requested Amount

Email*

First Name*

Last Name *

Date Of Birth *

Primary Phone*

Provide a number where you can be reached by a customer service representative in the event they have a question about your loan request. This will ensure that you get your cash ASAP in the event there is an error on your form.

Secondary Phone*

Best time to Call*

Street Address

Please provide your permanent address. P.O. Boxes are NOT accepted as addresses.

City*

State *

Zipcode*

Employment Information

Months at Address*

Driver license*

Drivers license number*

Your driver's license number (or state I.D.) is used to verify your identity. In the event you do not have either of these numbers, you can also provide the number from your passport or birth certificate.

Are you active military person?*

Are You a HomeOwner?*

Income Type*

Gross Monthly Income*

Employer*

This information is used to verify you are employed. You are not disqualified if you are currently unemployed. If you are retired or on disability, just enter that information in this field.

Job title*

Months Employed*

How Often Are You Paid?

PayDate1*

PayDate2*

Financial Information

ABA/Routing Number*

Bank Name*

Since money will be electronically deposited into your account, this information is required to complete the transfer. Make sure the information you provide is accurate in order to ensure you receive your funds ASAP.

Account Number*

Type of Account*

Direct Deposit

Debit Card

Months with Bank Account

Social Security Number

Lenders use your social security number to verify your identity. It is vital that you enter your valid social security number. Lenders will reject those whose information they can not verify.

Fill your complete application and you could have the money by 11:28:45am

Online Installment Loans

What if you are in need of some immediate money and it is not a small amount to borrow from friends and family? Most of the people will look to avail a bank loan as it comes at considerably lower interest rates, but if you need the cash quickly, then the best possible way to get some instant money is to apply for an online loan. If you are already looking for a place to avail an online loan, then you have come to the right place. At instantcreditloansus.com, we will consociate you with the most reliable lenders who will provide you with online installment loans depending on your requirements.

How Are Installment Loans Better Than Other Loans?

Installment loans are credits that can be availed by a borrower and be repaid as smaller amounts in installments over a period of few days or months, depending on the loan amount and financial necessities. If you are looking for an installment loan, then you can talk with the lender about the amount, your income, and other limitations and then plan out a schedule with appropriate APR that is convenient for both, you and the lender. You should ensure that there is enough liquidity remaining with you after repaying the installments so that you can take care of your other monthly expenses until the paycheck arrives.

Most creditors prefer it if the borrower has a checking account so that they deposit the amount of the loan into the borrower’s accounts electronically as it is much convenient and safe than handling cash in hand.

Pay Back Your Debts

Installment loans are the best way to pay off your consolidated debts. If you have too many unpaid bills or many credits over dues and you do not have enough funds to pay them all at once, which are in turn affecting your credit scores, then the best option would be to find a lender who will provide you with an installment loan, preferably online installment loans, and get one. Payback all these pending bills and credits with the cash availed from the online installment loans and get over all your impending payments. By paying away all the debts at once, the credit score will improve. Also, it is easier to handle one single loan than managing many different payments on a regular basis.

Qualifying Criteria

Most creditors will not check for your credit score and they will provide the online installment loans as quickly as possible. These creditors will not carry out any elaborate verification process and paperwork like the banks do. Instead, they will only check for the age, residential, and income proofs so that they are convinced that their money is being lent to the right person. Once the documents related to these criteria are uploaded or submitted, the lender will verify them. If he is satisfied with it, then he will process the loan as soon as possible. The money could be transferred online into your checking account within a few hours or by the next business day.

Although everything seems to be favorable and convenient, it is important to stay on high alert while choosing a lender and when the whole loan processing is taking place. You can look for a reliable lender at instantcreditloansus.com and they will make sure to approve your loan application as soon as possible at considerable APR.

So avail quick online installment loans with us and you can overcome your immediate financial burdens soon and pay back slowly in manageable installments.

Loans

Payday Loans

Running short of cash for the month? Easily available small cash amounts on a short term basis. Apply now!

Installment Loans

Conventional & safe. Access your installment loan & pay back at your own pace. Apply now!

Title Loans

Unlock the financial power of your car. Use it as collateral for the cash you need. Apply now!

Why Choose Instant Credit Loans?

Affordable Interest Rates

We avoid penalizing interest rates and offer rates that are fair & reasonable.

Screened Lenders

We offer loans from screened & verified vendors to ensure your safety & ease of repayment.

High Approval Rates

We understand your need for quick & assured loan approvals & strive towards higher loan approval rates.

FAQ'S

01. What is the loan amount that I can borrow?

The offered loan amount ranges from $100 up to $10,000 for personal loans and from $5000 up to $750,000 for business loans.

02. What is meant by APR?

The full form of APR is Annual Percentage Rate. In the banking & financial industry, this denotes the rate at which you can borrow a particular loan. Usually, APR is high for borrowers with a bad credit history or the borrower is borrowing for a long period of time. APR is also dependent upon individual lenders & the rate at which they prefer to lend.

03. What is the eligibility criteria to apply for a loan?

To be eligible for the loan, you need to:
1) Be at least 18 years old
2) A citizen of the United States of America
3) Have an active bank account
4) Show proof of regular income
5) Have a valid email address
6) Be a resident of a state which allows payday loans at the offered rates

04. How do I pay off my loan?

Depending on the lender, you can mostly pay by an electronic fund transfer to your lender’s bank account. For certain lenders, you might be able to pay via your debit card. Please ask your lender for details.

05. Is there a penalty for foreclosure? Can I pay back early?

Many lenders prefer an early payback given that most of these loans are of small amounts. There is no foreclosure penalty charged, as done by banks & financial institutions.

06. Why should I choose Instant Credit Loans US over other platforms?

Instant Credit Loans is known to provide payday loans, installment loans, title loans and line of credit at affordable rates. Our lenders are carefully screened to protect your interests. Backed by an easy to use platform, we pride ourselves in some of the lowest annual percentage rates (APRs) in the industry.

APR Disclosure:

Instantcreditloansus.com is a third-party aggregator & not a direct lender and therefore will not have say over the annual percentage rate (APR) you will be offered. Prior to loan application, we will provide a representative APR based on data aggregated from multiple lenders. Our APR usually ranges from 5.99% to 35.99% depending on a host of factors. APRs increase proportionately to the repayment terms which is anywhere between 61 days to 180 months. Your actual rate depends on your loan amount, credit score, loan term and credit usage & history. It is agreed upon between you and your lender.

Representative APR Example:

$1,000 loan over a 12-month term would have a total payback amount of $1,134.72, APR 29.82%. Loan amount doesn’t need to be paid at once and can be done in instalments.

Disclaimer:

Instantcreditloansus.com (website) cannot be deemed as a solicitation or offer to lend. This website provides only a service and is not a representative, agent or broker of any lender. It does not charge you or endorse for any loan product. The operators of the website too, are not lenders and do not offer loans of any or nor do they provide credit decisions. The information collected by the website is for the sole purpose of forwarding to our partners on our lender network. You in no circumstances are under an obligation to use the services of this website to either neither contact, initiate nor apply for a loan product or credit with a lender or any service provider. The offered loan amount will range for personal loans from $100 up to $10,000 and for business loans, from $5000 up to $750,000. It should be noted that not all lenders will provide the maximum loan amount and the final amount will depend on many factors. Do note that providing your personal information on this website will not guarantee you a credit or loan product approval. The speed of cash transfer will vary between lenders and will also depend on your bank or financial institution. Not all services and loans by lenders are available in all the states of USA. Some lenders may perform third party credit checks with either of these three credit bureaus i.e. Experian, Trans Union or Equifax. They may also perform alternative credit checks or may refer to alternative consumer reports to arrive at their financing decision. By submitting your loan application request, you accept, agree and authorize that your information would be sent to third-party partners and/or lenders on your behalf and such lenders may then refer to consumer reports and related financial information about you from one or more third party credit scoring or assessment agency.