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NO LINES, NO WAITING, NO HASSLES!

LOANS

Running short of cash for the month? Insta-access small cash amounts on a short term basis. Share your information now!

Conventional & safe. Access your installment loan & pay back at a pace decided by you & your vendor. Get started now!

Unlock the financial power of your car. Use it as collateral to insta-access the cash you need. Connect with a lender now!

HOW IT WORKS

Insta-Apply

Apply online 24X7. Submit form within minutes.

Insta-Approval

Receive quick lending decision

Insta-Cash

On approval, receive cash as soon as the next business day

Easy-Repay

Hassle-free repayment as per agreed repayment schedule

Eligilibity

You need to be 18 years or older to enter a legally binding contract in the United States.

You need to be a citizen of the United States with a valid social security number.

In order to conduct transactions; you would need to have a checking or savings account with online banking facilities for ease of online loan transfer.

For quick approval on loans, you would need to submit proof of employment or other sources of regular income.

Functional email addresses are mandatory as it would serve as a primary source of communication.

It is recommended that you use payday loans for one-time bills or expenses.

Why Choose Instant Credit Loans?

Affordable Interest Rates

Our lenders avoid penalizing interest rates and offer online loan rates that are fair & reasonable.

Screened Lenders

It’s a platform for screened & verified vendors to ensure your safety & ease of repayment.

High Approval Rates

We understand your need for quick online loan approvals & our lenders support quick decision making.

APR Disclosure


Instant Credit Loans US is a third-party aggregator & not a direct lender and therefore will not have say over the annual percentage rate (APR) you will be offered. Prior to online loan application, we will provide a representative APR based on data aggregated from multiple lenders. Our APR usually ranges from 5.99% to 35.99% depending on a host of factors. APRs increase proportionately to the repayment terms which is anywhere between 61 days to 180 months. Your actual rate depends on your loanamount, credit score, loan term and credit usage & history. It is agreed upon between you and your lender.

Representative APR Example


$1,000 loan over a 12-month term would have a total payback amount of $1,134.72, APR 29.82%. Loan amount doesn’t need to be paid at once and can be done in instalments.