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Running short of cash for the month? Easily available small cash amounts on a short term basis. Apply now!

Conventional & safe. Access your installmentloan & pay back at your own pace. Apply now!

Unlock the financial power of your car. Use it as collateral for the cash you need. Apply now!

How It Works



Apply online 24X7. Submit form within minutes.


Receive quick lending decision

Get Your-Cash

On approval, receive cash as soon as the next business day


Hassle-free repayment as per agreed repayment schedule


You need to be 18 years or older to enter a legally binding contract in the United States.

You need to be a citizen of the United States with a valid social security number.

In order to conduct transactions; you would need to have a checking or savings account with online banking facilities for ease of online loan transfer.

For quick approval on loans, you would need to submit proof of employment or other sources of regular income.

Functional email addresses are mandatory as it would serve as a primary source of communication.

It is recommended that you use payday loans for one-time bills or expenses.

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Why Choose Instant Credit Loans?


Affordable Interest Rates

We avoid penalizing interest rates and offer rates that are fair & reasonable.
screened lenders

Screened Lenders

We offer loans from screened & verified vendors to ensure your safety & ease of repayment.
lower apr

High Approval Rates

We understand your need for quick & assured loan approvals & strive towards higher loan approval rates.

APR Disclosure: is a third-party aggregator & not a direct lender and therefore will not have say over the annual percentage rate (APR) you will be offered. Prior to loan application, we will provide a representative APR based on data aggregated from multiple lenders. Our APR usually ranges from 5.99% to 35.99% depending on a host of factors. APRs increase proportionately to the repayment terms which is anywhere between 61 days to 180 months. Your actual rate depends on your loan amount, credit score, loan term and credit usage & history. It is agreed upon between you and your lender.

Representative APR Example:

$1,000 loan over a 12-month term would have a total payback amount of $1,134.72, APR 29.82%. Loan amount doesn’t need to be paid at once and can be done in instalments.